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Mortgage Basics

What Makes Up a Credit Score?

FICO scores are calculated from different data in your credit report, which is grouped into five categories:

  • Payment history - 35%

  • Amounts owed - 30%

  • Length of credit history - 15%

  • New credit - 10%

  • Types of credit used - 10%

 

 

 

     
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Metrocities Mortgage, LLC is a Delaware limited liability company licensed by the California Department of Corporations under CRMLA. Information is subject to change without notice. This is not an offer for extension of credit or a commitment to lend.