What Can Affect My Score?
- High outstanding debt - Keep balances
low on credit cards and other "revolving credit."
- Delinquent payments - Be aware that paying off a collection
account will not remove it from your credit report. It
will stay on for seven years unless you get a letter of
deletion from the collector.
- New accounts - If you have been managing credit for a short time, don't open a lot of new accounts too rapidly
Metrocities Mortgage, LLC is a Delaware limited liability company licensed by the California Department of Corporations under CRMLA. Information is subject to change without notice. This is not an offer for extension of credit or a commitment to lend.